Hosted Checkout Page

A Hosted Checkout Page (HCP sometimes also refered as HPP) is a secure, standalone payment page hosted by a payment provider (such as SanctusPay). Rather than the merchant’s own website handling and storing sensitive card data directly, the user is redirected to this pre-built, fully compliant checkout form to enter their payment details. Here’s what it generally does and why it’s beneficial:

1. Secure Data Collection

   • The HCP ensures cardholder information is collected in a PCI-compliant environment.

   • Sensitive payment details (e.g., card number, CVV) never pass through the merchant’s servers, reducing the merchant’s risk and PCI-DSS scope.

2. Payment Workflow

   • The merchant creates a “payment intent” (or similar transaction request) and receives an identifier from the SanctusPay API.

   • Using this intent identifier, the merchant redirects the customer to the HCP.

   • The customer reviews their order details and enters their card/billing information on the hosted page.

3. Authorization & Processing

   • The HPP securely communicates with the SanctusPay backend to perform the authorization (and capture if applicable).

   • When the transaction completes—successfully or otherwise—the HCP redirects the customer back to the merchant’s website along with the transaction status.

4. Customization

   • SanctusPay allows merchants to customize the HCP’s look and feel so it aligns with the merchant’s branding, while still ensuring best-in-class security.

5. Reduced Complexity for Merchants

   • Because the hosted page is fully managed by the SanctusPay, merchants do not need to develop or maintain complex payment forms.

   • It also alleviates the burden of rigorous compliance checks, as the provider typically handles the bulk of security requirements.

Overall, a Hosted Checkout Page simplifies payment acceptance by offloading the most sensitive and compliance-heavy parts of payment processing to a secure third-party platform. This lets merchants focus on their core business while still offering a smooth checkout experience to customers.